PRM Consulting

Technical Update: IRS retirement contribution limits for 2025

Michael Rhim

The IRS has announced the 2025 limits and thresholds for retirement plans reflecting the latest cost-of-living adjustments.

The Internal Revenue Service provides dollar limitations on benefits and contributions under qualified retirement plans. It also allows these limitations to be adjusted annually for cost-of-living increases.  

The Social Security Administration (SSA) generally increases the maximum taxable earnings under the Social Security portion (OASDI) of Social Security and Medicare each year. The SSA also provides cost-of-living adjustments for Social Security beneficiaries based on the changes in the Consumer Price Index (CPI).